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By:Russell S. Winer
Published on 2004 by Pearson College Division


When making lifetime gifts, or passing on wealth to your heirs, it's easy to overlook the tax consequences. As a result gifts are too often wrapped in an unnecessary tax bill. Also, following several years of rising house prices, inheritance tax can bite deeply into even modest estates. Yet with forward planning, in many cases a tax bill can be reduced or avoided altogether. This guide explains how to plan your giving and shows you how to use tax rules efficiently to ensure that your gift reaches the right person and is not unnecessarily taxed. It includes handy calculators, numerous examples and sections on popular themes such as giving away your home, making gifts to children and grandchildren, and using trusts.

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